Many apps like Beforepay in Australia offer the same service; some suggest even better services. These apps help you get quick cash advances before your payday to settle emergencies and urgent needs.
This article will explore the seven best apps like Beforepay 2023, which offer the best cash advances before payday. Some provide features such as overdraft protection, saving, and budgeting services.
What is BeforePay
Beforepay is one of Australia’s best cash advance loan apps that offers cash advances from $50 to $1500 of your next paycheck before the due date.
Beforepay charges a flat fee of 5% with no interest rate. No hidden fees, and it allows flexible repayment with installments across four pay cycles. It is fast and easy to use and helps with budgeting tools that help you to streamline your spending. And before we start, I’ll say this list was inspired by Property9ja website which suggested some of the top apps like Beforepay.
Best 7 Apps Like BeforePay 2023 (Top Apps Like BeforePay Australia)
If you are a salary earner, here are the seven best apps like BeforePay 2023, that offer the best cash advance services. You can get up to $5000 on some of these apps.
MyPayNow is one of the top apps like BeforePay that offers cash advances up to. MyPayNow is integrated with your company’s payroll system to calculate your eligible wages and qualify you for a portion of your paycheck.
Your request will be accepted if you earn money from a specified employer. This app is known for its high approval rates. Additionally, it has no hidden fees or charges.
Another reputable app like BeforePay is Latitude. Latitude is a loan app owned by Latitude Financial Services, a company dedicated to offering cash advance loans to customers. You can get up to it with this app.
In addition to its cash advance feature, it has a ” LatitudePay ” feature that is used to pay for your purchases before your next payday. The beauty of this feature is that it offsets your purchases without incurring any form of interest rate. The repayment option is done online and is seamlessly accessible.
One of the most reputable apps, like BeforePay, is PressPay. It is one of the best options and is simple to use. You can get up to $1000 cash advance on this app, which is automatically repaid on your next paycheck.
This app only requires your mobile number to create an account for you. The created account will be linked with your bank account for automatic deposit upon request and deduction on your next payday.
Another interesting cash advance loan app like Beforepay is Payctiv. Payactiv has been online since 2012 and has gained a lot of trust from the populace.
You can get up to ahead of your salary on this app. Companies can sign up for this app and use its services for their employees. Interestingly, there are few requirements to qualify for a cash advance loan.
5. CommBank AdvancePay
CommBank AdvancePay is a trusted loan app like BeforePay that offers a minimum of $300 to offset emergencies and urgent needs before your next payday.
The loan app attracts a fee of $5 for every $500 cash advance you borrow. This means that if you borrow between $501 to $1000, you will pay $10. This loan app has existed for a long time and has many positive success stories to its advantage.
If you are looking for a cash advance loan to borrow up to 24% of your next paycheck, WagePay is the best app to go for.
The app attracts an extra fee payment of 5%, which is paid when repaying the loan. Although the app is not very popular in the market, it is one of the best to get a quick cash loan and pay at your next payday with minimal interest rates.
MyPayFast is another good alternative to BeforePay. However, it is not very compatible with low-income earners due to its strict policies. You can’t use this app if your weekly inflow isn’t’ up to $480.
The app must be integrated with your bank, and the app will automatically identify whether there has been a consistent flow of income to the account.
MyPayFast tracks your income and expenses and gives you access to your loan funds a day before being paid.
What is the Maximum Limit for Beforepay?
Beforepay offers cash advances from $50 to a maximum limit of $2000. Not every customer can get up to $2000. The spending limit is set based on the result of your assessment. The platform asses your pay cycle and opening behavior and, as such, sets a limit based on the outcome of the assessment.
What is the Difference Between Afterpay and BeforePay
Both AfterPay and Beforpay are cash advance loan platforms. The difference between them is that Afterpay borrows your money to settle specific expenses or purposes, while Beforepay offers loans that can be used for general purposes.
What Apps Give You Money Before Payday?
Some of the best chad advance apps that offer loans before payday are:
- CommBank AdvancePay
The above seven apps, like BeforePay, offer the best cash advance services. It is essential to read their terms and conditions before signing into them to be clear about what you are going into.