When it comes to the best apps like Zippay, you can search all along without getting the right result. Zippay operates in four countries including the United States, Australia, New Zealand, and Canada. The app allows you to purchase goods without using debit cards. It is indeed helpful! So it isn’t surprising that you are searching for the most reliable apps like Zippay Australia.
Before we go into discussing other apps like Zippay Australia, we must know what the Zippay app is, its functions, and its unique
What Is Zippay App?
Zippay is a top-notch financial platform that supports payment services and virtual cards that allow you to pay for your goods instantly, shop online and pay later. The beauty of this app is that you don’t have to pay at once. You can pay later in installments up to 6 weeks, which can be broken down into four parts.
Not all stores support Zippay. The stores where you can use Zippay are Target, Zara, Walmart, Bestbuy, Amazon, Target, Old Navy, etc. Before purchasing from a store online, check their terms and conditions to see whether Zippay is supported.
Zippay can be downloaded for free via Google Play Store. Also, you can install the Zippay Google Chrome extension on your PC or desktop to access the services
10 Most Reliable Apps Like Zippay Australia 2023
There are many apps like Zippay in Australia, the USA, Canada, and New Zealand, but we will look only at the ten best.
Humm is one of the top apps like Zippay Australia that offers a credit card that can be linked to your GooglePay or ApplePay that allow you to shop for groceries online and pay later.
It is a reliable buy now pay later financial provider that allows you to pay in installments later after an online purchase. You can cover our payments in 10, 12, or 24 months, and it comes with fixed interest rates—no fees for late payments and no credit checks.
Currently, Afterpay is one of the best apps like Zippay Australia, that allows you to make online purchases and make payments later in four equal installments rather than at once. The installment payments get due every two weeks after payments.
It is a buy now and pay later service that can be used in many online and in-store retail stores, and you can use it to purchase a wide variety of goods, ranging from electronics to beauty products to furniture.
Affirm is a financial buy-now-and-pay-later technology provider that allows you to make purchases and pay later in installments, which can be weekly or monthly, with reasonable interest rates. Affirm isn’t only available in Australia; it can also be used in Canada and the United States.
It is one of the most reliable apps, like Zippay, that doesn’t charge fees for late payments. Affirm allows you to choose your loan option of whether to pay fixed monthly payments over 3, 6, or 12 months with clearly stated interest rates.
Another alternative app like Zippay is Laybuy. Laybuy offers a buy now pay later service that allows you to access partnered stores and buy and pay later in installments.
With Laybuy, the installment is broken down into six parts, and the first installment will be made at the time of purchase. Laybuy is present in Australia, the USA, New Zealand, and the United Kingdom.
Some of the stores that Laybuy partnered with are Target, ETSY, Amazon, Walmart, BestBuy, and in-store retailers. You can purchase various goods, including furniture, beauty products, clothing, electronics, etc.
Sezzle is another excellent buy now, pay later financial platform that allows you to shop for groceries and pay later in installments. The installments are broken down into four bi-weekly payments, with the first installment being made at the time of purchase.
The limitation of Sezzle is that it is only available in the United States and Canada. It isn’t available in Australia.
6. Klarna Bank AB
Are you looking for a good app like Zippay? Klarna Bank AB is one of the best options to go for. Klarna Bank AB is a well-known fintech company that offers financing solutions and buys now and pay later services for consumers and businesses.
With Klarna, you can pay for the purchases 14 days after delivery and slice the remaining amount into equal monthly payments. It comes with fixed interest rates.
Businesses can incorporate them into their payment gateways, and consumers can go through them to make purchases as long as the retail store supports them.
Splitit is one of the top apps like Zippay that offers buy now, pay later services to customers and installment services to merchants. Merchants can incorporate Splitito, which allows credit card payments on their websites and provides customers with a white label signifying the buy now pay later solution.
With Splitito, you can pay at once or in four installments with fixed interest rates.
Clearpay is a UK e-commerce company that offers the buy now, pay later service to customers that purchase goods =online and in-store stores supporting the e-Commerce company.
You must have a Clearpay app to shop link payment gateways like Google Pay, Apple Pay, etc. You can choose the service as the payment-on-demand solution when making your purchases.
Openpay is a renowned Australian fintech company founded in 2013 and has grown since then. It offers to buy now, pay later services, including BNPL services that allow you access to funding up to $20,000 for one month to 24 months.
Many popular online and in-store retailers accept Openpay, which can be used to purchase products and services from electronics, home improvement, beauty products, and health.
10. Certegy Ezi-Pay
Certegy Ezi-Pay is the last of the ten most reliable, like Zippay Australia. It is an Australian-based payment provider that offers interest-free payment options, including buy now and pay later services that allows you to pay for them in installment across four weeks.
Is Humm Better Than Zippay?
No, Hummus is not better than Zippay. Zippay and Hummus are both great buy-now and pay-later apps, and the difference between them exists in their repayment duration and spending limit.
Humm allows you to cover your payments in 10, 12, or 24 months, while in Zippay, the payment is broken down into four parts and must be covered in six weeks.
Is Zippay Only For Australian Citizens?
No, Zippay is available for permanent citizens in the United States, Australia, New Zealand, and Canada. You must be of legal age, which is 18 years, and must have an online banking account or a verified PayPal in your name.
Is Sezzle In Australia?
No, Sezzle is only available in the United States and Canada. It isn’t available in Australia. It is a great buy now, pay later financial platform that allows you to shop for groceries and pay later in installments. The installments are broken down into four bi-weekly payments, with the first installment being made at the time of purchase.
Is Openpay The Same As Zippay?
Openpay is similar to Zippay, but not the same. It offers to buy now, pay later services, including BNPL services that allow you access to funding up to $20,000 for one month to 24 months.
You can go through Openpay to purchase products and services from electronics, home improvement, beauty products, and health. Openpay s interest-free, compared to Zippay, which has a fixed interest rate.
There are many apps like Zippay Australia, but the above-stated ten are the best in the market. Ensure you carefully read their terms before subscribing to any buy now and pay later financial service providers.